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Active Customer’s Deposit is a deposit of a specific amount of funds for a certain period of time with an especially favourable annual interest rate. It is available to customers who actively use different bank services. During the deposit term, the Active Customer’s Deposit can not be increased. Customers receive the deposit interest at the end of the term or due to custmers chosen period.

 

Active Customer’s Deposit can be opened in lats, euros and US dollars for a term of 1 month to 3 years.

 

How to become an Active customer:

 

New customers — open a current account and take three bank’s products: Internet-bank, direct debit and the 2nd pension pillar plan.

 

Existent customers — if you already have Internet-bank, as well as a salary account/ current account with an average monthly turnover minimum 300 LVL or a deposit, choose one more bank’s product: direct debit or the 2nd pension pillar plan.

 

In order to open an Active Customer’s Deposit, you must to come to any GE Money Bank branch and present your passport.

Attention!

Under the amendments to the law “On Personal Income Tax”, from the January 1, 2010 when the bank pays interest income to an individual client, it will withhold a tax of 10% and pay it into the national budget. In this case it is not mandatory to submit the declaration to the State Revenue Service.

 

Rates for Deposit with interest payment at the maturity of deposit:

 

LVL

EUR

USD

1 M

0.50

0.60

0.25

3 M

0.80

0.90

0.30

6 M

1.30

1.20

0.40

9 M

1.40

1.30

0.60

1 Y

2.60

1.45

0.90

2 Y

4.30

1.60

1.10

3 Y

4.60

1.60

1.40

Minimal amount of Deposit 500 LVL, 1000 EUR, 1000 USD.

 

Rates for Deposit with periodical interest payment:

 

LVL

EUR

USD

1 M

0.50

0.60

0.25

3 M

0.80

0.90

0.30

6 M

1.30

1.20

0.40

9 M

1.39

1.29

0.60

1 Y

2.57

1.44

0.90

2 Y

4.13

1.58

1.09

3 Y

4.32

1.56

1.37

Minimal amount of Deposit 500 LVL, 1000 EUR, 1000 USD.

Important product information

Interest rate

Fixed for entire period of agreement

Early termination

Percent from a deposit sum according to Bank’s pricelist. Paid interest is withheld from the deposit sum.

Processing commission

Free of charge

Service commission

Free of charge

Other commissions

Not envisaged

Bank’s pricelist

Available in branches and www.gemoneybank.lv

Guarantees

Security of you money guaranteed also by the state up to 50,000 EUR according to the Law on Deposit Guarantees of the Republic of Latvia

Want to find out more?

Ask customer service specialists in any GE Money Bank branch or call us - 1878.

 

* Deposit rates valid from 31.08.2010