Dear customer,

We would like to inform you that in accordance with an informative letter of MasterCard as from 1 July 2009 new cross-border consumer cards interchange fees for international transactions of MasterCard and Maestro cards in the European region come into effect.

All information on the new interchange fees and MasterCard regulations is available on MasterCard web page www.mastercard.com.

MasterCard summarize and analyze interchange fees and publish made changes on a regular basis.

Information on the new interchange fees is available also in merchant’s bank.

GE Money Bank at all times is ready to inform its customers on all changes related to cards acceptance regulations.